EVALUATION OF A COMMERCIAL BANK'S COMPETITIVE STRATEGY
DOI:
https://doi.org/10.55439/EIT/vol11_iss5/a3Keywords:
banking system, competitiveness of a commercial bank, liquidity, financial stability, risk-weighted assets of the bank, development prioritiesAbstract
The article attempts to analyze the indicators of capital adequacy of a commercial bank, the quality of liabilities and assets, the volume of assets weighted with risk, the analysis of liquidity indicators, reliability of a commercial bank according to the methodology of V.S. Kromonov. The joint-stock commercial bank "Alokabank", operating in the territory of the Republic of Uzbekistan, was chosen as the object of the study. The author's improved methodological approach to assessing the competitiveness of a commercial bank was tested, for which indicators of the use of financial, operational, marketing and personnel potential were calculated for Microcredit Bank, Aloka Bank and Hamkor Bank, and competitive strategies of commercial banks were evaluated. Based on the conducted research, factors were identified and proposals were developed that contribute to improving the competitiveness of commercial banks in Uzbekistan.
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