РАҚАМЛИ ИҚТИСОДИЁТДА КРЕДИТЛИК ОМОНТАЖЛАРИ ХАВФСИЗЛИГИНИ ТАЪМИНЛАШДА БЛОКЧЕЙН ТЕХНОЛОГИЯЛАРИНИ ҚЎЛЛАШ
DOI:
https://doi.org/10.55439/EIT/vol11_iss2/i33Kalit so‘zlar:
Блокчейн, банк, кредитлаш, смарт контракт, хеш функция, Меркл дарахти, Электрон рақамли имзо, транзакция, марказлаштирилмаган тармоқ, криптовалютаAbstrak
Ҳозирги кунда, мамлакатимизда молявий ва банк соҳаларини рақамлаштириш жараёни изчил давом этмоқда. Банк соҳаси рақамли иқтисодиётнинг муҳим бўғинларидан бири ҳисобланади. Шу боис мазкур соҳани рақамлаштиришда замонавий инновацион технологияларни жорий қилиш муҳим вазифалардан бири ҳисобланади. Мазкур мақолада, блокчейн технологиясини банк кредитлаш соҳасига қўллаш бўйича дунё олимларининг фикрлари ва молявий ташкилотлар молеллари, UzBCS платформаси кредитлаш жараёнини амалга оширишнинг блокчейн молели, блокчейн блоклари ва блокчейн кредитлаш жараёнини амалга оширишда фойдаланиладиган криптографик алгоритмлар келтирилган. Шунингдек, тавсия этилаётган криптографик алгоритмлар ва блокчейн тизими дастурий амалга оширилган ҳолда натижалари келтирилган.
Bibliografik manbalar
The process of introducing blockchain technology into financial systems is complex and requires technical resources. But blockchain is considered highly crypto-tolerant, thus resistant to crypto-attacks. It is necessary to gradually introduce blockchain technology to all financial organizations in our country.
Blockchain is an effective tool for effective regional, regional and international money transfers. In this case, funds are tokenized based on international agreements, or cooperation with international organizations that trade in other cryptocurrencies can be developed through the production of a national cryptocurrency.
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