SHIRINOVA , S. Digitalization of the banking system: digital transformation of the environment and business processes. Economics and Innovative Technologies, [S. l.], v. 10, n. 4, p. 299–304, 2022. DOI: 10.55439/EIT/vol10_iss4/a29. Disponível em: https://iqtisodiyot.tsue.uz/journal/index.php/iit/article/view/76. Acesso em: 5 may. 2026.