Erdonaev А. THE IMPACT OF EXTERNAL FACTORS ON THE PROCESSES OF TRANSFORMATION OF BANKS IN THE CONTEXT OF THE DIGITAL ECONOMY. Economics and Innovative Technologies, [S. l.], v. 11, n. 4, p. 1–11, 2023. DOI: 10.55439/EIT/vol11_iss4/a1. Disponível em: https://iqtisodiyot.tsue.uz/journal/index.php/iit/article/view/324. Acesso em: 4 may. 2026.